The Union Auto Program™ has partnered with IFS to provide competitive refinancing rates, as well as related products* for union members.


Refinance Your Car Loan Through Union Auto Program

Union Auto Program provides labor union members with a competitive car loan refinancing program powered by Innovative Funding Services (IFS).

Refinancing your auto loan may help you lower your monthly payment, decrease your interest rate, or remove (or add) someone as a co-signer to your loan.

 ifs logo


  • Finance Advisors – Let your dedicated IFS Finance Advisor manage the refinancing process for you.
  • Financing Options – Rest easy knowing we have financing solutions for those with credit scores of 525-850 from a network of 25+ national lenders.
  • Quick and Easy Paperwork – Complete pre-processed paperwork from your home or the office.
  • Professional Title Transfer – Save time with a vehicle title transfer process that reduces or eliminate trips to the department of motor vehicles on your part.
  • Service Protection Products – Access service protection products like Service Contracts, GAP Insurance, or Tire and Wheel Protection.

To begin your refinancing process today, click the button below. If you would like to learn more about our refinancing program or refinance by phone, call our toll-free number to speak with a dedicated IFS Finance Advisor at 1-844-697-9665


 Refinance Now

Customer services representatives are standing by for the above number Monday through Friday from 7:30 AM to 6:30 PM CST, and from 8:00 AM to 5:00 PM CST on Saturdays.


Disclaimer: *IFS provides a number of products including lease buyout, company fleet purchases, and insurance. Union Auto Program is partnered with IFS to offer refinancing on vehicles owned by union members, as well as related products purchased during the refinancing process. Related products include and are limited to gap insurance and extended service contracts.